Accidents can happen. Whatever the size and scale of your business or organisation, if any of your work-related activities take place in a public space or you interact in a place of work with your clients, customers, suppliers or contractors, your business is exposed to public liability risks. Having the right level of Public Liability insurance will give you the peace of mind that any costs incurred as a result of an injury to a client or member of the public, damage to property and legal fees associated with the claim against you are covered.

Whilst not a legal requirement in the UK for the majority of businesses, you may be requested to have a certain level of public liability cover as part of your wider insurance programme by some industry regulators or if your organisation is a member of an industry body or association. Events, trading authorities and public sector contracts often require Public Liability insurance to be in place as part of the procurement selection criteria, and having Public Liability insurance in place can open up new opportunities in these areas of business.

At Griffiths & Armour we do broking differently, going beyond insurance. Our team of experienced insurance professionals, including brokers, risk managers and in-house claims support, manage clients across a diverse range of professions and industries. It is our unique understanding, combined with a trusted reputation in the insurance market, which enables us to find exactly the right insurance covers that precisely match your needs.

Public Liability cover is available as a standalone product, but it is not generally purchased by clients in isolation. More often, we arrange additional closely related insurance cover for our clients including Professional Indemnity insurance, Employers’ liability or Office insurance. By tailoring your insurance programme to incorporate all required insurance classes in one place, we can find the perfect cover and secure the best value, saving you both time and money.