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Travel insurance considerations for private clients

23 January 2024

As many of us begin to book trips for 2024, it is essential that you have the correct travel insurance in place to safeguard yourself and your family.

Whilst it is recommended to secure travel insurance immediately upon booking your trip, if you have booked a trip, our team is readily available to offer guidance at any point. Securing coverage on the same day as your booking ensures prompt protection against unforeseen events that may force you to change your plans.

What is Travel insurance?

Travel insurance protects you financially if your trip away doesn’t go as planned and you incur unexpected expenses for delays, losses, or medical treatment. Whether traveling abroad or in the UK, travel insurance can step in to provide you with peace of mind and financial protection.

Do I need specialist travel cover?

When it comes to High Net Worth travel insurance, one size doesn’t fit all.

Here at Griffiths & Armour, we know Private Client’s travel insurance needs require an individual and specialist insurance policy – a standard travel policy would not be sufficient.

Within some High Value Home insurance policies, travel insurance is covered within the policy as standard often offering higher policy limits and cover than a traditional standard travel insurance policy. Our travel insurance for Private Clients provides first-class levels of cover, this can also be tailored to suit your personal requirements – no matter where you’re going in the world.

How can Griffiths & Armour assist?

Here at Griffiths & Armour, we understand when you’re adding luxury accommodation, expensive flights, and unusual activities to the mix, you may exceed the limit of a standard travel insurance policy.

High Net Worth travel insurance can cover a variety of risks with higher levels of cover. These can include:

  • Annual worldwide multi-trip cover
  • Cancellation and curtailment cover
  • Luggage
  • Personal liabilities
  • Delays
  • Missed departure
  • Medical conditions
  • Medical expenses
  • Boat and yacht cover
  • Cover for ski equipment and golf equipment
  • Winter sports
  • Personal accident

Don’t let standard travel insurance restrict your holiday enjoyment. You can have complete confidence that travel insurance arranged by our team will not let you down, letting you focus on your holiday and not your insurance.

Griffiths & Armour offers stand-alone annual multi-trip travel insurance, or travel insurance for single trips.

A lifetime of memories are made when you explore the world with confidence

Contact the Private Clients team to discuss your travel insurance requirements.

We can also provide high value Home insurance including cover not just for the main home, but second or holiday homes, prestige and performance vehicles, watercraft, high value jewellery, antiques, collectables, worldwide travel and lifestyle protection.

Our Private Clients brochure provides further details on areas our team can advise on and Expert Series Video Library contains useful information on protecting your vehicles and home.

If you have any questions about the contents of this article, please do not hesitate to contact us and a member of our team will be in touch.

Author

Edward Dunphy

Head of Private Clients

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